Professional Investigator Insurance

Insurance for Private Investigators and Professional Investigators

Coverage Details

$1,000,000

Per Occurance

$3,000,000

Aggregate

$1,000,000

Professional Liability/Errors and Omissions

$0

Deductible

Coverage for Business Use of Firearms Included at No Additional Charge!

You will receive a proposal and payment option within 24 hours. Appropriate state filing for your license(s) will be made upon receipt of all applicable forms.

In the case we have further questions to clarify answers we will contact you personally.

* Due to the very low rates of this program not all applicants may qualify for coverage.


We are unable to provide coverage for bounty hunting, repossessions, or bars. Please DO NOT complete an application if your business provides these operations.

Applicant Info

Applicant Information
(Must match with business registration)
Primary Physical Address
(Can not be P.O. Box or similar)
Mailing Address

(If different from primary address)

Additional Locations

Do you have additional physical locations?

Business Information
Law Enforcement Information

Do any owners have former law enforcement experience?

Entity Type *
DBA Information

Do you have DBA's?

Contact Information
Additional Contacts

Do you have additional contacts?

License Information

Are you in the process of/currently licensed and require documentation for your license?

Do you carry concealed while not working?
Coverage Information
Security Guard Information

Outside of Executive Protection, Security Consulting and/or Training (Classroom and/or Firearms) do you perform any Security Guard operations?

Rating

Note: If you perform any operations that are not disclosed on this application, your policy will not be issued to cover those operations and you may not have coverage in the event of a claim.

Business Description

Please provide a paragraph describing the current operations of your business and intended operations over the next year. *

Armed/Unarmed Operations

This provides a look at the Armed/Unarmed operations that you anticipate providing in the coming policy term. Total percentage must be 100%.

Armed
Unarmed
Armed Operations Total From Above Operations - Must Be 100%

Anticipated Operations

Total percentage must be 100%. Operations in Red will generate noted additional fee. Please only select operations you provide.

Low Hazard Operations

Arson Investigations
Attorney Services
Background Checks
Insurance Investigations
Legal Records Checks
Locate/Skip Tracing
Missing Person Search
Process Serving
Surveillance

Mid Hazard Operations

Courier Service
Finger Printing
Retail Store - Undercover
Polygraph Operations

Other Operations

Other Operations

Additional Coverage Endorsements

Security/Investigative Consulting
Executive Protection (+$100)
Training - Classroom Only (+$600)
Firearms Training - Field (+$1,100)
Client Operations Total From Above Operations - Must Be 100%

Canine Operations

Do You Use Canines In Your Operations?

Financials

Do you have W2 employees? *
Do You Use Subcontractors and/or 1099's? *
Do you use any on or off duty policy officers? *
Do you use any other type of employee not listed above? *
Revenue
Owners

Optional Coverage

Optional Coverage

Policy Endorsements

Additional Insured (Now Included)
Waiver of Subrogation (+$50)
Primary & Non-Contributory (+$100)
Hired & Non-Owned Auto Liability (+$250)

Policy Add-ons

Terrorism Risk Insurance Act Coverage *

Terrorism Risk Insurance Act - Federal Terrorism coverage is available at an additional premium at rates set by the Federal Government, starting at $150 annually. Checking the rejection box constitutes a legal waiver of coverage in the same manner as a signature.

Coverage Rejected

Cyber Liability Coverage *

We are happy to present the option for Cyber Liability coverage. Please review the informational document and make your election below.

Intro Letter

Review Documentation

Coverage Elected
I understand a $98 fee will be added to my premium quote

Do you have a current contract that has specific requirements that you need us to evaluate prior to providing a final quote? *

Insurance Info

Insurance Information

Has this business had a claim/loss in the past 5 years? *
Do you currently have insurance? *

Authorization/Disclosures

Disclosure/Authorization/Declarations

WARNING NOTICE: Any person who, with intent to defraud or knowing that he is facilitating a fraud against an insurer, submits an application or files a claim containing a false or deceptive statement, is guilty of insurance fraud.

The undersigned Applicant authorizes the Company, its agents, and representatives to secure claims information from my current and previous insurance carriers.

Acknowledgement, consent and waiver: Upon purchase coverage will be placed with Conifer Insurance Company which is rated by A.M. Best Company as B+. The agent, employees, independent contractors, directors and officers make no representation as to the financial status of the insurance carrier. The undersigned requests and grants authority to place coverage as described above.

The undersigned declares that to the best of their knowledge and belief the statements set forth herein are true. The signing of this application does not bind the undersigned to purchase insurance, nor does review of the application bind the insurer to issue a policy. It is agreed, however, that this application shall be the basis of the contract should a policy be issued.

It is imperative you read your policy closely. Without prior written approval from us, coverage is excluded for security operations involving: (1) Detective or investigative operations involving: bounty hunting, fugitive recovery, body guarding of athletes, entertainers or celebrities, screening of passengers or baggage at airports or mass transportation terminals, and/ repossession or collections; (2) Security Guard operations performed by, or on behalf of, the named insured or certificate holder

Typed name constitutes signature for application/disclosure purposes

12/07/2022

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